<?xml version="1.0" encoding="utf-8" standalone="yes"?><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>银证转账 on vtoollab 实验室</title><link>https://vtoollab.com/zh-cn/tags/%E9%93%B6%E8%AF%81%E8%BD%AC%E8%B4%A6/</link><description>Recent content in 银证转账 on vtoollab 实验室</description><generator>Hugo -- gohugo.io</generator><language>zh-cn</language><copyright>© 2026 vtoollab</copyright><lastBuildDate>Mon, 24 Aug 2026 10:00:00 +0800</lastBuildDate><atom:link href="https://vtoollab.com/zh-cn/tags/%E9%93%B6%E8%AF%81%E8%BD%AC%E8%B4%A6/index.xml" rel="self" type="application/rss+xml"/><item><title>第三方存管 20 年：从'券商挪用保证金'到'客户资金零风险'的制度跃迁</title><link>https://vtoollab.com/zh-cn/posts/20-years-of-third-party-custody.md/</link><pubDate>Mon, 24 Aug 2026 10:00:00 +0800</pubDate><guid>https://vtoollab.com/zh-cn/posts/20-years-of-third-party-custody.md/</guid><description>从640亿保证金缺口到近20年&amp;rsquo;零挪用&amp;rsquo;奇迹，第三方存管用&amp;rsquo;券商管证券、银行管资金&amp;rsquo;的三权分立设计，为中国资本市场筑起了坚不可摧的防火墙。</description></item></channel></rss>